Uninsured/Underinsured Motorist Claims

Uninsured and Underinsured Motorist coverage is a type of automobile insurance that provides you with protection if the person who caused your injuries did not have insurance or did not have enough insurance to fully compensate you for your bills and other losses from the accident. In Washington this coverage must be offered to you by your insurance company. You can only decline this coverage in writing. While an additional premium is required for this coverage, the cost is small in comparison to the damage you may experience if you are injured and the other driver has no insurance or assets to collect against.